Why Do You Need Car Insurance?

Why You Need Car Insurance

If you’ve ever been in a car accident, odds are you already know how expensive they can be and you probably have car insurance as a result. One in eight drivers chooses to forego car insurance and that can be a major problem. With over six million accidents every year, insurance is a necessity. Here’s some information on why you need car insurance from us here at Dick Dyer Toyota!

  • Accidents can happen anywhere. You’ve probably seen cars pulled off on the side of the road due to an accident. They can happen anywhere and when they do, they usually aren’t pretty. Property damage alone costs $9,300 on average according to the National Safety Council. Once you add in medical expenses, that number can rise above $80,000.
  • Accidents can happen at any time. Day or night, accidents can happen. While you may be confident in your ability, you aren’t the only driver on the road. If you have car insurance, you’re covered no matter who causes an accident.
  • Insurance might be required by law. Many states require every driver to maintain a minimum amount of coverage. While the amount can vary state to state, the punishments are generally the same. Getting caught on the road without insurance can lead to a suspended license, impounded vehicle, and hefty fines. Avoiding all of that is as easy as making a monthly car insurance payment.